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Buying a Home After Divorce

Your next home, on your own terms.

Starting again after divorce or separation is a big step. I'll help you understand what you can borrow on your own, how lenders view your settlement, and how to get into a home that's right for you — online, anywhere in Australia.

Buying Solo

Clear answers when you need them most

After a divorce, most people are applying for a home loan on a single income for the first time in years. Lenders look closely at how your settlement, child support, spousal maintenance and any remaining joint debts affect your borrowing power.

Every lender treats these things differently. Some will accept child support or government payments as income; others won't. Some will lend before your property settlement is finalised; others need the final orders in hand. Knowing which lender fits your situation can make a real difference to what you can buy.

I work alongside you, and your family lawyer if you have one, to get clear numbers early so your property decisions are made with confidence.

Book your free 30-min chat
  • Working out your borrowing power on a single income
  • Using settlement funds as your deposit
  • Lenders that assess child support and maintenance as income
  • Removing yourself from joint loans and debts
  • First home buyer schemes you may be eligible for again
  • Pre-approval so you can buy with confidence
What Lenders Look At

Things to have in order

⚖️

Settlement documents

Consent orders or a binding financial agreement show lenders how assets and debts have been divided.

👪

Income and support

Payslips plus any child support or maintenance assessments help establish what you can comfortably repay.

💳

Existing commitments

Any joint loans, credit cards or guarantees still in your name count against your borrowing power, so we'll plan around them.

The Process

Supportive, straightforward and online

1️⃣

Free 30-minute chat

We talk through where your settlement is at and what you're hoping to buy. No paperwork, no obligation.

2️⃣

Your borrowing power

I calculate what you can borrow on your own across 70+ lenders, including those that suit post-separation situations.

3️⃣

Pre-approval

Once your numbers are clear, I secure pre-approval so you can start house hunting with confidence.

4️⃣

Through to settlement

I manage the application with the lender right through to the day you get your keys.

Get Started

Let's find your true north

Book a free 30-minute chat at a time that suits you — no paperwork, no obligation.

Free 30-minute chat

Book straight into my calendar

Pick a slot that works for you and I'll call you at that time. You'll get an instant confirmation — no waiting on a reply.

📅 Book your free 30-min chat

Rather not book online? Call 0409 607 074 or email aleisha@truenorthmortgagebrokers.com.au and I'll come back to you within two business days.